Reserve-study work, scheduled and funded
The capital work your engineer already identified, sequenced against cash on hand and dues — not a wish list.
Sheet A-01 / Hero Rev. 05 · 2026 issue
Five-year reserve planning for condo and HOA boards.
Know the five-year bill before it lands — a live proforma, not a static PDF.
Sheet A-04 / Practice DE · MD · PA Three states
A fractional CFO who already keeps the books for associations like yours.
Thirty-plus years of accounting and advisory work across Delaware, Maryland, and Pennsylvania.
Learn more about us here Sheet A-02 · Pick where you fit
Same five-year plan, framed for each role.
Boards decide. Owners ask questions. Buyers do due diligence. Same projection, different lens.
30+ years of HOA and condo accounting across Delaware, Maryland, and Pennsylvania — the books behind every projection.
- Knows whether reserves can cover the next five years
- Adjusts scenarios to hit the community's goals
- Walks into board meetings with numbers that defend themselves
- Knows exactly which records to ask the board for
- Reads a reserve study without needing an MBA
- Has a document request ready if the board stalls
- Knows what to ask before going under contract
- Reads reserves and disclosures in plain English
- Won't be blindsided by a year-3 special assessment
Sheet A-03 · What a plan includes
Five decisions your board makes once, then executes for five years.
Every line tied to a real dollar, a real year, and a scenario your board can compare side by side.
Levers that shrink the gap before dues do
Vendor contracts, amenity pricing, lease renegotiations, and operating resets — modeled against the base case so the board can see what each lever is worth.
Sustain, proactive, and do-nothing — side by side
Each lever changes the five-year projection immediately so the board can compare paths before asking for deeper follow-up.
See what a healthy five-year plan looks like
Three steps: share the community context, model the levers your board actually controls, and route the question to the right follow-up.
See how it works