United States / Delaware

Delaware reserves, budgets, and disclosure rules.

Everything we publish for Delaware: the state's reserve and disclosure rules in plain language, budget guides for boards, owners, and buyers, and snapshots of specific communities where we have something concrete to say.

2 guides 3 law explainers 2 communities 1 playbook

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Guide

How to review an HOA budget before you buy

A buyer-first guide to the budget lines, reserve clues, and document requests that matter before you commit to any HOA.

buyer, owner Guide

What HOA board members should collect before running reserve scenarios

A board-first checklist for the minimum financial inputs required before an HOA scenario tool can tell the truth.

board

Owner playbook

Questions to ask your Delaware HOA board about reserves

A plain-language question list and ready-to-send email for Delaware HOA and condo owners who want to know whether their board is actually complying with DUCIOA's five-year reserve-study window — or, for legacy condos, the Unit Property Act's percentage floors.

Questions + ready-to-send email

Law

Delaware HOA and condo board meeting notice rules, in plain language

How Delaware's Uniform Common Interest Ownership Act handles board meeting notice for all community types — a 10–60-day statutory window, mandatory quarterly meetings, open meetings after developer turnover, and a 60-day window to challenge improperly noticed actions.

Del. Code tit. 25, § 81-308A — Delaware Uniform Common Interest Ownership Act, executive board meetings Law

Delaware condo reserve funding rules, in plain language

How Delaware's Uniform Common Interest Ownership Act and legacy Unit Property Act handle condominium reserves — with minimum-percentage budget allocations, a reserve-study framework, and phase-in timelines for older communities — and what that means for a condo board, owner, or buyer.

25 Del. C. ch. 81 — Delaware Uniform Common Interest Ownership Act (§§ 81-103, 81-315, 81-324); 25 Del. C. ch. 22 — Unit Property Act (§§ 2244–2246) Law

Delaware HOA reserve funding rules, in plain language

How Delaware's Uniform Common Interest Ownership Act and legacy Unit Property Act actually handle reserves — with an explicit repair-and-replacement reserve definition, a five-year reserve-study concept, and minimum-percentage allocations for some condos — and what that means for a board, owner, or buyer.

25 Del. C. ch. 81 — Delaware Uniform Common Interest Ownership Act (subchapter III: management, including §§ 81-315 and 81-324); 25 Del. C. ch. 22 — Unit Property Act (subchapter VIII)

HOA

Riverfront Wilmington — Wilmington, DE community profile

Community profile for Riverfront Wilmington in Wilmington, Delaware. Reserve health, dues, amenities, and board info — what's known and what's still missing.

Wilmington · public HOA