United States / Maryland
Maryland reserves, budgets, and disclosure rules.
Everything we publish for Maryland: the state's reserve and disclosure rules in plain language, budget guides for boards, owners, and buyers, and snapshots of specific communities where we have something concrete to say.
Guides
How to read a budget, reserve study, and disclosure
How to review an HOA budget before you buy
A buyer-first guide to the budget lines, reserve clues, and document requests that matter before you commit to any HOA.
GuideWhat HOA board members should collect before running reserve scenarios
A board-first checklist for the minimum financial inputs required before an HOA scenario tool can tell the truth.
Playbooks
Ready-to-send questions for owners and buyers
Reserve laws
Maryland's reserve and disclosure rules in plain language
Maryland condo board meeting notice rules, in plain language
How Maryland's Condominium Act handles board meeting transparency — open meetings required, executive session votes must be individually recorded in the next meeting's minutes, and notice for board-only meetings is delegated to bylaws.
LawMaryland HOA board meeting notice rules, in plain language
How Maryland's Homeowners Association Act handles board meeting transparency — a mandatory open meeting requirement, eight enumerated executive session categories, and a notice standard deliberately set as 'reasonable' with no day count.
LawMaryland condominium reserve funding rules, in plain language
How Maryland's Condominium Act actually handles reserves — through a mandatory reserve study, funding at the study-recommended level with a five-year ramp-up, county-by-county phase-in dates, and a narrow board-level hardship exception — and what that means for a board, owner, or buyer.
LawMaryland HOA reserve funding rules, in plain language
How Maryland's Homeowners Association Act actually handles reserves — through a mandatory reserve study for HOAs that meet a specific scope test, funding at the study-recommended level with a five-year ramp-up, county phase-in dates, and a narrow hardship exception — and what that means for a board, owner, or buyer.
Communities
Snapshots of specific Maryland HOAs
Columbia Association — Columbia, MD community profile
Community profile for Columbia Association in Columbia, Maryland. Reserve health, dues, amenities, and board info — what's known and what's still missing.
HOAEdgemoor Condominiums — Bethesda, MD community profile
Community profile for Edgemoor Condominiums in Bethesda, Maryland. Reserve health, dues, amenities, and board info — what's known and what's still missing.
HOAHarbor Point — Baltimore, MD community profile
Community profile for Harbor Point in Baltimore, Maryland. Reserve health, dues, amenities, and board info — what's known and what's still missing.
Next step
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