Reserve-study work placed against projected cash
Put capital work from the selected schedule against entered cash, revenue, and expenses to see the example balance by year.
Sheet A-01 / Hero Rev. 05 · 2026 issue
See how reserve assumptions change a five-year projection.
Model the next five years before the budget vote.
Reserve planning for condo and HOA boards — review your own figures locally, compare the next five years, and keep the board discussion grounded in numbers.
Reserve balance 2027 – 2031
Example target $1.0M Default scenario
$258K below the example target by year 3. Default example assumptions; not a funding conclusion.
Sheet A-04 / Practice DE · MD · PA Three states
A fractional CFO who already keeps the books for associations like yours.
Thirty-plus years of accounting and advisory work across Delaware, Maryland, and Pennsylvania.
Learn more about us here Sheet A-02 · Pick where you fit
Same five-year projection, framed for each role.
Boards decide. Owners ask questions. Buyers do due diligence. Each view compares the same example inputs without predicting funding sufficiency or assessments.
30+ years of HOA and condo accounting across Delaware, Maryland, and Pennsylvania — informing the questions around each projection.
- Compares projected reserve balances across five years
- Adjusts example assumptions against the community's goals
- Brings a transparent projection and its source figures to the board
- Gets a focused list of records to ask the board for
- Uses reserve-study inputs in a plain-language example
- Has a document request ready if the board stalls
- Knows what to ask before going under contract
- Reads reserves and disclosures in plain English
- Compares disclosed figures with an example projection
Reserve funding rules we cover in 13 states See all states →
Sheet A-03 · What a plan includes
Three parts of the projection your board can review before the budget vote.
Every line ties an entered dollar to a year and an alternative your board can compare side by side.
Levers to compare before changing dues
Compare vendor, amenity, revenue, and operating assumptions with the base case to see how each one changes the example projection.
Manual entry, reviewed files, and baseline comparison
Enter the same fields by hand or review local budget, reserve-study, and assessment files before saving a baseline and testing alternatives.
See what an example five-year projection looks like
Three steps: review the community figures, compare the levers your board actually controls, and carry the right details to follow-up.
See how it works