State laws
California reserve and disclosure rules
The California statutes and agency rules that govern reserves, budgets, and HOA disclosures — translated into plain language with the source cited. Not legal advice.
California HOA reserve funding rules, in plain language
How California Civil Code § 5550 treats reserves under the Davis–Stirling Act, why the reserve study is mandatory on a fixed cycle, and what that means for a board, owner, or buyer actually reading the numbers.
Next step
Want to see how these California rules apply to a specific HOA?
Reading the rule is step one. Putting it against a real budget is step two — pick the option that fits and we'll start with the state already filled in.