Five-year reserve planning My HOA Budget

Bethany Beach, Delaware condo association

Claim this page

Sea Colony West X

Sea Colony West X is a condo association in Bethany Beach, Delaware. This profile tracks monthly dues $628/mo, built in 1987, reserve study status not yet verified, along with amenities, reserve questions, and documen...

condo Public records Reserve health: No study on record Browse Bethany Beach communities Delaware reserve laws

Profile 44% complete — board members can fill in the rest

HOA dues, reserve study, and community facts

Units —
Year built 1987
Monthly dues $628/mo
Reserve health Check my risk
Active listings 1
Median sale price $520K

Amenities

Pool

Board and management

No board listed — who's managing your dues?

Board member? Claim this page

Reserve study and funding

Sea Colony West X has no reserve study on record. Without one, there's no way to know if dues cover what's coming.

Check what's missing

5-year outlook

Will you get hit with a special assessment?

Special assessments can run into thousands per unit when major work outruns reserves. We model that risk for Sea Colony West X based on reserve health, building age, and Delaware requirements — so you see it coming before the board votes.

Special assessment risk Planned dues increases Reserve shortfall forecast
I am a...

Values used: scaled defaults where community data is unknown — unit count (default 100 — unknown for this community); starting reserve (scaled from unit count at $15k/unit); annual opex (scaled from revenue at 84%).

Try it on a typical condo

A mid-size urban condo, five years out

Starting reserve $1.5M · $500K/yr dues revenue · $420K/yr operating expenses · $1.5M of reserve-study capital work over five years. Switch on the levers your board actually controls and watch where the reserve lands.

5-year ending reserve$807KReserves tight — thin margin
$0HEALTHY TARGET · $1.0M202620272028202920302031$807K
Annual dues increase+5% compounding · $754K/yr → $962K/yr by 2031
5%
Operating expense growth+4% YoY · insurance, vendors, utilities · $633K/yr → $770K/yr by 2031
4%
Board member next stepTurn this scenario into a board-ready next step.

Send the reserve-planning context and keep the follow-up focused on board decisions.

Plan our next five years

About Sea Colony West X

Sea Colony West X is one of the residential phases in Sea Colony West, built in 1987. Part of the larger Sea Colony community managed by Carl M. Freeman Companies, the West X section is in the western campus with access to shared community amenities including pools, tennis, and the fitness center.

What we know

  • Year built: 1987
  • Monthly dues: $628/mo
  • Amenities: Pool
  • Active listings: 1 as of April 2026
  • Median sale price: $520K

Reserve health

Reserve health hasn’t been verified for Sea Colony West X yet. Before you approve a budget, pay a special assessment, or close on a unit here, Delaware law defines exactly what reserve records a condo must keep and what owners can request — see Delaware condo reserve funding rules.

What’s still missing

  • Unit count
  • Reserve study date and reserve balance
  • Reserve funding percentage
  • Board roster
  • Management company confirmation
  • Assessment history

For board members

If you serve on this board, you can claim this page to add accurate reserve data, board roster, and community photos.

More Bethany Beach communities

View Bethany Beach directory
Public records Sea Colony
2200 units mixed

Delaware laws that apply here

Board meeting notice

Delaware HOA and condo board meeting notice rules, in plain language

How Delaware's Uniform Common Interest Ownership Act handles board meeting notice for all community types — a 10–60-day statutory window, mandatory quarterly meetings, open meetings after developer turnover, and a 60-day window to challenge improperly noticed actions.

Del. Code tit. 25, § 81-308A — Delaware Uniform Common Interest Ownership Act, executive board meetings Reserve funding

Delaware condo reserve funding rules, in plain language

How Delaware's Uniform Common Interest Ownership Act and legacy Unit Property Act handle condominium reserves — with minimum-percentage budget allocations, a reserve-study framework, and phase-in timelines for older communities — and what that means for a condo board, owner, or buyer.

25 Del. C. ch. 81 — Delaware Uniform Common Interest Ownership Act (§§ 81-103, 81-315, 81-324); 25 Del. C. ch. 22 — Unit Property Act (§§ 2244–2246) Reserve funding

Delaware HOA reserve funding rules, in plain language

How Delaware's Uniform Common Interest Ownership Act and legacy Unit Property Act actually handle reserves — with an explicit repair-and-replacement reserve definition, a five-year reserve-study concept, and minimum-percentage allocations for some condos — and what that means for a board, owner, or buyer.

25 Del. C. ch. 81 — Delaware Uniform Common Interest Ownership Act (subchapter III: management, including §§ 81-315 and 81-324); 25 Del. C. ch. 22 — Unit Property Act (subchapter VIII)

Is this your community?

Board members and property managers can claim this page to add photos, amenities, board roster, and reserve details. Make Sea Colony West X look as good online as it does in person.

Claim this page

Next step

Need documents from Sea Colony West X?

We can help you request reserve studies, budgets, and meeting minutes. Pick the option that fits.

I own here — request documents I'm buying — request documents