Five-year reserve planning My HOA Budget

Miami Beach, Florida condo association

Unclaimed profile

Seaside Towers HOA

Seaside Towers HOA is a condo association in Miami Beach, Florida. This profile tracks monthly dues $650–$910/mo, 120 units, built in 1975, reserve study status not yet verified, along with amenities, reserve question...

condo Public records Reserve health: Unknown Browse Miami Beach communities Florida reserve laws

Profile 56% complete — source gaps remain

HOA dues, reserve study, and community facts

Units 120
Year built 1975
Monthly dues $650–$910/mo
Reserve health Unknown

Amenities

PoolElevatorParking garage

Board and management

No board roster is listed in the cited sources.

Reserve study and funding

We do not have reserve study details on record for Seaside Towers HOA. Review the editable example below before treating any forecast as community-specific.

Review editable example

5-year outlook

What changes this five-year example?

Special assessments can run into thousands per unit when major work outruns reserves. This starts with the known numeric values listed below, then lets you change every example before relying on the result for Seaside Towers HOA.

Reserve-health labels, year built, and Florida law summaries are not used to change the solver numbers.

Editable assessment example Adjustable dues increases Five-year reserve projection
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Known values applied: unitCount -> unit count; duesRange lower bound -> annual dues revenue.

Editable examples, not community facts: starting reserve: editable example scaled from unit count at $15k/unit; annual operating expense: editable example scaled from annual revenue at 84%.

Local calculator

Five-year reserve projection from reviewed numbers

Start with the example, enter figures by hand, or review local files before applying values. Nothing here is uploaded or saved by MHB. This example is not a reserve study, a funding-sufficiency conclusion, or an assessment prediction.

5-year ending reserve$1.30MAbove example target

Use your figures

Review documents or enter the same values by hand.

Files are read only in this browser, are not uploaded, and are not stored by MHB.

Scenario figures can be entered manually or read from local files.

Budget

Dues revenue, operating expense, and unit count.

Ready

Labeled dollar values. PDF, CSV, JSON, or text. 10 MiB max. Read locally only.

Reserve study

Starting reserve balance and scheduled capital work.

Ready

Labeled dollar values. PDF, CSV, JSON, or text. 10 MiB max. Read locally only.

Assessment history

Assessment amount and projected year.

Ready

Labeled dollar values. PDF, CSV, JSON, or text. 10 MiB max. Read locally only.

Enter figures manually

These whole-number fields match the document review fields. Changing them recomputes the projection immediately.

$0EXAMPLE TARGET - $1.0M202620272028202920302031$1.3M
Projection text equivalent
YearReserve balance
2026$1.80M
2027$1.82M
2028$1.70M
2029$1.30M
2030$1.21M
2031$1.30M
5%
4%

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Save a baseline, then test the current case.

Copy and CSV exports use reviewed numbers and caveats. The share link keeps only numeric controls.

Current ending balance$1.30M
Current lowest balance$1.21M2030
Ending deltaSave baseline

Save the current case before changing controls to compare ending balance, lowest balance, and yearly deltas.

Fields: manual entry fields; ending delta: 0; lowest delta: 0

Save a baseline before exact totals can be included. Until then, the handoff contains only field names and zero comparison bands for the current scenario.

Board member next stepTurn this scenario into a board-ready next step.

Send the reserve-planning context and keep the follow-up focused on board decisions.

Plan our next five years

What we know right now

  • Seaside Towers is a Miami Beach condo association with monthly dues in the $650–$910 range.
  • We have not yet verified its reserve balance, reserve study, or special-assessment history.
  • Reserve health has not been assessed here yet. The reserve picture is still undocumented.

What’s still missing

To say anything concrete about whether this HOA is on solid footing, we’d need:

  • The most recent reserve study
  • The current reserve balance and the latest year-end financials
  • Any special-assessment history in the last five years
  • The current operating budget

Why “unknown” is still useful

A snapshot that admits what it doesn’t know is still useful: it gives an owner or a prospective buyer a precise document checklist and a reason to keep asking. If the board or seller can’t produce these documents promptly, that itself is a warning sign worth noting.

What to do next

  • If you own here: request the documents above from your board or property manager. We can stage that request on your behalf.
  • If you’re thinking about buying: ask the seller’s agent for the same packet before going under contract. Florida has specific disclosure rules — see the Florida condo reserve funding rules explainer.

Florida laws that apply here

Condo reserve funding

Florida condominium reserve funding rules, in plain language

How Florida's Chapter 718 condominium statute actually handles reserves — through a default budget framework, a member-vote waiver mechanism for some reserves, and the post-Surfside Structural Integrity Reserve Study regime that makes certain reserves non-waivable — and what all of that means for a board, owner, or buyer.

Fla. Stat. § 718.112(2)(f) and (g) — condominium annual budgets, reserve accounts, waiver limits, and Structural Integrity Reserve Study requirements, with milestone-inspection cross-reference to Fla. Stat. § 553.899 Reserve funding

Florida HOA reserve funding rules, in plain language

How Florida Statutes Chapter 720 actually handles HOA reserves, why they are elective rather than mandatory, and what that means for a board, owner, or buyer making a real decision.

Florida Statutes § 720.303(6) — Budgets; reserves

Profile verification status

This profile has not been claimed or verified by the board or property manager. Treat missing details as unknown, and confirm important facts directly with the association before relying on them.

Next step

Need documents from Seaside Towers HOA?

We can help you request reserve studies, budgets, and meeting minutes. Pick the option that fits.

I own here — request documents I'm buying — request documents