Five-year reserve planning My HOA Budget

Orlando, Florida mixed HOA

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Vista Cay Resort

Vista Cay Resort is a mixed HOA in Orlando, Florida. This profile tracks monthly dues $0–$622/mo, 800 units, built in 2006, reserve study status not yet verified, along with amenities, reserve questions, and document-...

mixed Public records Reserve health: No study on record Browse Orlando communities Florida reserve laws

Profile 56% complete — board members can fill in the rest

HOA dues, reserve study, and community facts

Units 800
Year built 2006
Monthly dues $0–$622/mo
Reserve health Check my risk
Active listings 27
Median sale price $480K

Amenities

PoolGymTennisSpaClubhousePlaygroundGatedConciergeParking garage

Board and management

No board listed — who's managing your dues?

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Reserve study and funding

Vista Cay Resort has no reserve study on record. Without one, there's no way to know if dues cover what's coming.

Check what's missing

5-year outlook

Will you get hit with a special assessment?

Special assessments can run into thousands per unit when major work outruns reserves. We model that risk for Vista Cay Resort based on reserve health, building age, and Florida requirements — so you see it coming before the board votes.

Special assessment risk Planned dues increases Reserve shortfall forecast
I am a...

Values used: scaled defaults where community data is unknown — starting reserve (scaled from unit count at $15k/unit); annual opex (scaled from revenue at 84%).

Try it on a typical condo

A mid-size urban condo, five years out

Starting reserve $1.5M · $500K/yr dues revenue · $420K/yr operating expenses · $1.5M of reserve-study capital work over five years. Switch on the levers your board actually controls and watch where the reserve lands.

5-year ending reserve$10.50MPlan is healthy
$0HEALTHY TARGET · $1.0M202620272028202920302031$10.5M
Annual dues increase+5% compounding · $0K/yr → $0K/yr by 2031
5%
Operating expense growth+4% YoY · insurance, vendors, utilities · $0K/yr → $0K/yr by 2031
4%
Board member next stepTurn this scenario into a board-ready next step.

Send the reserve-planning context and keep the follow-up focused on board decisions.

Plan our next five years

About Vista Cay Resort

Vista Cay at Harbor Square is an ~800-unit gated vacation community in Orlando, built 2006–2008. The mid-rise development includes condos and townhomes near Universal Orlando and the Convention Center. It’s one of the few Orange County communities that permits short-term rentals.

What we know

  • Units: ~800 (condos and townhomes)
  • Year built: 2006–2008
  • Monthly dues: $0–$622/mo (some quarterly up to $1,865)
  • Amenities: Two pool and spa areas, fitness center, tennis courts, clubhouse, movie theater, billiard room, basketball court, playground, BBQ grills, walking trail around private lake, gated entry
  • Active listings: ~27 units for sale
  • Median sale price: ~$480K
  • Short-term rentals permitted; multiple on-site rental managers (OVH360, Casiola, Orlando Resorts Rental)

Reserve health

Reserve health hasn’t been verified for Vista Cay Resort yet. Before you approve a budget, pay a special assessment, or close on a unit here, Florida law defines exactly what reserve records a mixed-use community must keep and what owners can request — see Florida condo reserve funding rules.

What’s still missing

  • Board roster
  • Reserve study date and reserve balance
  • Special assessment history
  • Community photos

For board members

If you serve on this board, you can claim this page to add reserve data, board roster, and community photos.

More Orlando communities

View Orlando directory
Public records Reunion Resort
2300 units $395–$920/mo mixed

Florida laws that apply here

Condo reserve funding

Florida condominium reserve funding rules, in plain language

How Florida's Chapter 718 condominium statute actually handles reserves — through a default budget framework, a member-vote waiver mechanism for some reserves, and the post-Surfside Structural Integrity Reserve Study regime that makes certain reserves non-waivable — and what all of that means for a board, owner, or buyer.

Fla. Stat. § 718.112(2)(f) and (g) — condominium annual budgets, reserve accounts, waiver limits, and Structural Integrity Reserve Study requirements, with milestone-inspection cross-reference to Fla. Stat. § 553.899 Reserve funding

Florida HOA reserve funding rules, in plain language

How Florida Statutes Chapter 720 actually handles HOA reserves, why they are elective rather than mandatory, and what that means for a board, owner, or buyer making a real decision.

Florida Statutes § 720.303(6) — Budgets; reserves

Is this your community?

Board members and property managers can claim this page to add photos, amenities, board roster, and reserve details. Make Vista Cay Resort look as good online as it does in person.

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Next step

Need documents from Vista Cay Resort?

We can help you request reserve studies, budgets, and meeting minutes. Pick the option that fits.

I own here — request documents I'm buying — request documents