Five-year reserve planning My HOA Budget

Pensacola, Florida townhome HOA

Unclaimed profile

Desoto Square

Desoto Square is a townhome HOA in Pensacola, Florida. This profile tracks monthly dues $405/mo, built in 2006, reserve study status not yet verified, along with amenities, reserve questions, and document-request step...

townhome Public records Reserve health: Unknown Browse Pensacola communities Florida reserve laws

Profile 33% complete — source gaps remain

HOA dues, reserve study, and community facts

Units —
Year built 2006
Monthly dues $405/mo
Reserve health Unknown
Active listings 1
Median sale price $220K

Amenities

No amenities are listed in the cited sources.

Board and management

No board roster is listed in the cited sources.

Reserve study and funding

We do not have reserve study details on record for Desoto Square. Review the editable example below before treating any forecast as community-specific.

Review editable example

5-year outlook

What changes this five-year example?

Special assessments can run into thousands per unit when major work outruns reserves. This starts with the known numeric values listed below, then lets you change every example before relying on the result for Desoto Square.

Reserve-health labels, year built, and Florida law summaries are not used to change the solver numbers.

Editable assessment example Adjustable dues increases Five-year reserve projection
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Known values applied: duesRange lower bound -> annual dues revenue.

Editable examples, not community facts: unit count: editable example default of 100 because this community has no known unit count; starting reserve: editable example scaled from unit count at $15k/unit; annual dues revenue: known monthly dues lower bound times editable example unit count; annual operating expense: editable example scaled from annual revenue at 84%.

Local calculator

Five-year reserve projection from reviewed numbers

Start with the example, enter figures by hand, or review local files before applying values. Nothing here is uploaded or saved by MHB. This example is not a reserve study, a funding-sufficiency conclusion, or an assessment prediction.

5-year ending reserve$520KBelow example target

Use your figures

Review documents or enter the same values by hand.

Files are read only in this browser, are not uploaded, and are not stored by MHB.

Scenario figures can be entered manually or read from local files.

Budget

Dues revenue, operating expense, and unit count.

Ready

Labeled dollar values. PDF, CSV, JSON, or text. 10 MiB max. Read locally only.

Reserve study

Starting reserve balance and scheduled capital work.

Ready

Labeled dollar values. PDF, CSV, JSON, or text. 10 MiB max. Read locally only.

Assessment history

Assessment amount and projected year.

Ready

Labeled dollar values. PDF, CSV, JSON, or text. 10 MiB max. Read locally only.

Enter figures manually

These whole-number fields match the document review fields. Changing them recomputes the projection immediately.

$0EXAMPLE TARGET - $1.0M202620272028202920302031$520K
Projection text equivalent
YearReserve balance
2026$1.50M
2027$1.44M
2028$1.23M
2029$733K
2030$547K
2031$520K
5%
4%

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Save a baseline, then test the current case.

Copy and CSV exports use reviewed numbers and caveats. The share link keeps only numeric controls.

Current ending balance$520K
Current lowest balance$520K2031
Ending deltaSave baseline

Save the current case before changing controls to compare ending balance, lowest balance, and yearly deltas.

Fields: manual entry fields; ending delta: 0; lowest delta: 0

Save a baseline before exact totals can be included. Until then, the handoff contains only field names and zero comparison bands for the current scenario.

Board member next stepTurn this scenario into a board-ready next step.

Send the reserve-planning context and keep the follow-up focused on board decisions.

Plan our next five years

About Desoto Square

Desoto Square is a townhouse community in Pensacola, Florida, built in 2006. Located on N Hayne Street in the North Hill area, the community offers townhome living in one of Pensacola’s most established neighborhoods.

What we know

  • Year built: 2006
  • Monthly dues: $405/mo
  • Active listings: 1 as of April 2026
  • Median sale price: $220K

Reserve health

Reserve health hasn’t been verified for Desoto Square yet. Before you approve a budget, pay a special assessment, or close on a unit here, Florida law defines exactly what reserve records a townhome HOA must keep and what owners can request — see Florida HOA reserve funding rules.

What’s still missing

  • Unit count
  • Amenities list
  • Management company
  • Board roster
  • Reserve study date and reserve balance
  • Special assessment history
  • Community photos

Verification note

This profile is based on the sources named in its profile footer. It has not been board-verified; confirm material facts directly with the association.

Florida laws that apply here

Condo reserve funding

Florida condominium reserve funding rules, in plain language

How Florida's Chapter 718 condominium statute actually handles reserves — through a default budget framework, a member-vote waiver mechanism for some reserves, and the post-Surfside Structural Integrity Reserve Study regime that makes certain reserves non-waivable — and what all of that means for a board, owner, or buyer.

Fla. Stat. § 718.112(2)(f) and (g) — condominium annual budgets, reserve accounts, waiver limits, and Structural Integrity Reserve Study requirements, with milestone-inspection cross-reference to Fla. Stat. § 553.899 Reserve funding

Florida HOA reserve funding rules, in plain language

How Florida Statutes Chapter 720 actually handles HOA reserves, why they are elective rather than mandatory, and what that means for a board, owner, or buyer making a real decision.

Florida Statutes § 720.303(6) — Budgets; reserves

Profile verification status

This profile has not been claimed or verified by the board or property manager. Treat missing details as unknown, and confirm important facts directly with the association before relying on them.

Next step

Need documents from Desoto Square?

We can help you request reserve studies, budgets, and meeting minutes. Pick the option that fits.

I own here — request documents I'm buying — request documents