Baltimore, Maryland mixed HOA

Harbor Point

Harbor Point is a mixed HOA in Baltimore, Maryland. This profile tracks 500 units, built in 2016, managed by Kettler, reserve study status not yet verified, along with amenities, reserve questions, and document-reques...

mixed Public records Reserve health: No study on record Browse Baltimore communities Maryland reserve laws

Profile 56% complete — board members can fill in the rest

Units 500

Year built 2016

Monthly dues —

Reserve health Check my risk

Management Kettler

PoolGymConciergeElevatorParking garage

No board listed — who's managing your dues?

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Harbor Point has no reserve study on record. Without one, there's no way to know if dues cover what's coming.

Check what's missing

Will you get hit with a special assessment?

Special assessments can run into thousands per unit when major work outruns reserves. We model that risk for Harbor Point based on reserve health, building age, and Maryland requirements — so you see it coming before the board votes.

Special assessment risk Planned dues increases Reserve shortfall forecast

Values used: scaled defaults where community data is unknown — starting reserve (scaled from unit count at $15k/unit); annual revenue (scaled from unit count at $5k/unit/yr); annual opex (scaled from revenue at 84%).

5-year ending reserve$8.68MPlan is healthy

Special AssessmentOne-time lump from owners. +$1.20M in year 1.

Vendor NegotiationContracts, processing, utilities. +$600K over 5 yrs.

Amenity RevenueParking, leases, program income. +$250K over 5 yrs.

Required Reserve Study Work$1.50M staggered · $150K / $300K / $600K / $300K / $150K · peak 2029

Annual dues increase+5% compounding · $2.50M/yr → $3.19M/yr by 2031

Operating expense growth+4% YoY · insurance, vendors, utilities · $2.10M/yr → $2.55M/yr by 2031

Board member next stepTurn this scenario into a board-ready next step.

Send the reserve-planning context and keep the follow-up focused on board decisions.

Plan our next five years

About Harbor Point

Harbor Point is a mixed-use waterfront development in Baltimore by Beatty Development Group, with phased construction beginning in 2016. The development is predominantly rental apartments but includes commercial, retail, and public spaces along the Inner Harbor waterfront. It represents one of the largest urban redevelopment projects in Baltimore.

What we know

Property type: Mixed
Units: 500
Year built: 2016
Address: 1402 Point St, Baltimore, MD 21231
Website: harborpoint.com
Management company: Kettler
Amenities: Pool, gym, concierge, elevator, parking garage

Reserve health

Reserve health hasn’t been verified for Harbor Point yet. Before you approve a budget, pay a special assessment, or close on a unit here, Maryland law defines exactly what reserve records a mixed-use community must keep and what owners can request — see Maryland condo reserve funding rules.

No reserve study or funding data has been verified for this community.

What’s still missing

To build a complete picture of this community, we’d need:

Reserve study date and reserve balance
Reserve funding percentage
Current monthly dues range
Board roster
Assessment history
Median sale price and active listing count

For board members

If you serve on this board, you can claim this page to add accurate information.

Condo board meeting notice

Maryland condo board meeting notice rules, in plain language

How Maryland's Condominium Act handles board meeting transparency — open meetings required, executive session votes must be individually recorded in the next meeting's minutes, and notice for board-only meetings is delegated to bylaws.

Md. Code, Real Property Art. § 11-109, § 11-109.1 — Maryland Condominium Act, meetings and executive sessions Condo reserve funding

Maryland condominium reserve funding rules, in plain language

How Maryland's Condominium Act actually handles reserves — through a mandatory reserve study, funding at the study-recommended level with a five-year ramp-up, county-by-county phase-in dates, and a narrow board-level hardship exception — and what that means for a board, owner, or buyer.

Md. Code, Real Property § 11-109.2 (annual budget and reserve funding) and § 11-109.4 (reserve study definitions, cycle, preparer qualifications, funding plan) — Maryland Condominium Act HOA board meeting notice

Maryland HOA board meeting notice rules, in plain language

How Maryland's Homeowners Association Act handles board meeting transparency — a mandatory open meeting requirement, eight enumerated executive session categories, and a notice standard deliberately set as 'reasonable' with no day count.

Md. Code, Real Property Art. § 11B-111 — Maryland Homeowners Association Act, meetings Reserve funding

Maryland HOA reserve funding rules, in plain language

How Maryland's Homeowners Association Act actually handles reserves — through a mandatory reserve study for HOAs that meet a specific scope test, funding at the study-recommended level with a five-year ramp-up, county phase-in dates, and a narrow hardship exception — and what that means for a board, owner, or buyer.

Md. Code, Real Property § 11B-112.2 (annual budget and reserve funding) and § 11B-112.3 (reserve study definitions, cycle, preparer qualifications, funding plan) — Maryland Homeowners Association Act

Is this your community?

Board members and property managers can claim this page to add photos, amenities, board roster, and reserve details. Make Harbor Point look as good online as it does in person.

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Next step

Need documents from Harbor Point?

We can help you request reserve studies, budgets, and meeting minutes. Pick the option that fits.

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Harbor Point

HOA dues, reserve study, and community facts

Amenities

Board and management

Reserve study and funding

5-year outlook