Five-year reserve planning My HOA Budget

Columbia, Maryland mixed HOA

Unclaimed profile

Columbia Association

Columbia Association is a mixed HOA in Columbia, Maryland. This profile tracks 43373 units, built in 1967, managed by Columbia Association, reserve study status not yet verified, along with amenities, reserve question...

mixed Public records Reserve health: Unknown Browse Columbia communities Maryland reserve laws

Profile 56% complete — source gaps remain

HOA dues, reserve study, and community facts

Units 43373
Year built 1967
Monthly dues —
Reserve health Unknown
Management Columbia Association
Median sale price $480K

Amenities

PoolGymTennisGolfPlayground

Board and management

No board roster is listed in the cited sources.

Reserve study and funding

We do not have reserve study details on record for Columbia Association. Review the editable example below before treating any forecast as community-specific.

Review editable example

5-year outlook

What changes this five-year example?

Special assessments can run into thousands per unit when major work outruns reserves. This starts with the known numeric values listed below, then lets you change every example before relying on the result for Columbia Association.

Reserve-health labels, year built, and Maryland law summaries are not used to change the solver numbers.

Editable assessment example Adjustable dues increases Five-year reserve projection
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Known values applied: unitCount -> unit count.

Editable examples, not community facts: starting reserve: editable example scaled from unit count at $15k/unit; annual revenue: editable example scaled from unit count at $5k/unit/yr; annual operating expense: editable example scaled from annual revenue at 84%.

Local calculator

Five-year reserve projection from reviewed numbers

Start with the example, enter figures by hand, or review local files before applying values. Nothing here is uploaded or saved by MHB. This example is not a reserve study, a funding-sufficiency conclusion, or an assessment prediction.

5-year ending reserve$881.19MAbove example target

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Review documents or enter the same values by hand.

Files are read only in this browser, are not uploaded, and are not stored by MHB.

Scenario figures can be entered manually or read from local files.

Budget

Dues revenue, operating expense, and unit count.

Ready

Labeled dollar values. PDF, CSV, JSON, or text. 10 MiB max. Read locally only.

Reserve study

Starting reserve balance and scheduled capital work.

Ready

Labeled dollar values. PDF, CSV, JSON, or text. 10 MiB max. Read locally only.

Assessment history

Assessment amount and projected year.

Ready

Labeled dollar values. PDF, CSV, JSON, or text. 10 MiB max. Read locally only.

Enter figures manually

These whole-number fields match the document review fields. Changing them recomputes the projection immediately.

$0EXAMPLE TARGET - $1.0M202620272028202920302031$881.2M
Projection text equivalent
YearReserve balance
2026$650.60M
2027$688.70M
2028$730.46M
2029$776.00M
2030$826.19M
2031$881.19M
5%
4%

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Current ending balance$881.19M
Current lowest balance$688.70M2027
Ending deltaSave baseline

Save the current case before changing controls to compare ending balance, lowest balance, and yearly deltas.

Fields: manual entry fields; ending delta: 0; lowest delta: 0

Save a baseline before exact totals can be included. Until then, the handoff contains only field names and zero comparison bands for the current scenario.

Board member next stepTurn this scenario into a board-ready next step.

Send the reserve-planning context and keep the follow-up focused on board decisions.

Plan our next five years

About Columbia Association

Columbia Association is the master community association for the planned city of Columbia, Maryland, founded in 1967 by James Rouse. With ~100,000 residents across 10 villages, it’s one of the largest planned communities in the United States. CA manages 3 lakes, 40+ ponds, 95 miles of pathways, 23 outdoor pools, fitness clubs, 2 golf courses, an ice rink, and tennis facilities. Dues are assessed as an annual charge based on property value, not a flat monthly fee.

What we know

  • Property type: Mixed
  • Units: 43,373
  • Year built: 1967
  • Address: 6310 Hillside Court, Columbia, MD 21046
  • Website: columbiaassociation.org
  • Management company: Columbia Association
  • Median sale price: $480K
  • Amenities: Pool, gym, tennis, golf, playground

Reserve health

Reserve health hasn’t been verified for Columbia Association yet. Before you approve a budget, pay a special assessment, or close on a unit here, Maryland law defines exactly what reserve records a mixed-use community must keep and what owners can request — see Maryland condo reserve funding rules.

No reserve study or funding data has been verified for this community.

What’s still missing

To build a complete picture of this community, we’d need:

  • Reserve study date and reserve balance
  • Reserve funding percentage
  • Board roster
  • Assessment history
  • Current annual charge rates
  • Active listing count

Verification note

This profile is based on the sources named in its profile footer. It has not been board-verified; confirm material facts directly with the association.

Maryland laws that apply here

Condo board meeting notice

Maryland condo board meeting notice rules, in plain language

How Maryland's Condominium Act handles board meeting transparency — open meetings required, executive session votes must be individually recorded in the next meeting's minutes, and notice for board-only meetings is delegated to bylaws.

Md. Code, Real Property Art. § 11-109, § 11-109.1 — Maryland Condominium Act, meetings and executive sessions Condo reserve funding

Maryland condominium reserve funding rules, in plain language

How Maryland's Condominium Act actually handles reserves — through a mandatory reserve study, funding at the study-recommended level with a five-year ramp-up, county-by-county phase-in dates, and a narrow board-level hardship exception — and what that means for a board, owner, or buyer.

Md. Code, Real Property § 11-109.2 (annual budget and reserve funding) and § 11-109.4 (reserve study definitions, cycle, preparer qualifications, funding plan) — Maryland Condominium Act HOA board meeting notice

Maryland HOA board meeting notice rules, in plain language

How Maryland's Homeowners Association Act handles board meeting transparency — a mandatory open meeting requirement, eight enumerated executive session categories, and a notice standard deliberately set as 'reasonable' with no day count.

Md. Code, Real Property Art. § 11B-111 — Maryland Homeowners Association Act, meetings Reserve funding

Maryland HOA reserve funding rules, in plain language

How Maryland's Homeowners Association Act actually handles reserves — through a mandatory reserve study for HOAs that meet a specific scope test, funding at the study-recommended level with a five-year ramp-up, county phase-in dates, and a narrow hardship exception — and what that means for a board, owner, or buyer.

Md. Code, Real Property § 11B-112.2 (annual budget and reserve funding) and § 11B-112.3 (reserve study definitions, cycle, preparer qualifications, funding plan) — Maryland Homeowners Association Act

Profile verification status

This profile has not been claimed or verified by the board or property manager. Treat missing details as unknown, and confirm important facts directly with the association before relying on them.

Next step

Need documents from Columbia Association?

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