Five-year reserve planning My HOA Budget

Atlantic City, New Jersey condo association

Claim this page

Biarritz

Biarritz is a condo association in Atlantic City, New Jersey. This profile tracks monthly dues $215–$485/mo, built in 1950, reserve study status not yet verified, along with amenities, reserve questions, and document-...

condo Public records Reserve health: No study on record Browse Atlantic City communities New Jersey reserve laws

Profile 44% complete — board members can fill in the rest

HOA dues, reserve study, and community facts

Units —
Year built 1950
Monthly dues $215–$485/mo
Reserve health Check my risk
Active listings 2
Median sale price $148K

Amenities

Elevator

Board and management

No board listed — who's managing your dues?

Board member? Claim this page

Reserve study and funding

Biarritz has no reserve study on record. Without one, there's no way to know if dues cover what's coming.

Check what's missing

5-year outlook

Will you get hit with a special assessment?

Special assessments can run into thousands per unit when major work outruns reserves. We model that risk for Biarritz based on reserve health, building age, and New Jersey requirements — so you see it coming before the board votes.

Special assessment risk Planned dues increases Reserve shortfall forecast
I am a...

Values used: scaled defaults where community data is unknown — unit count (default 100 — unknown for this community); starting reserve (scaled from unit count at $15k/unit); annual opex (scaled from revenue at 84%).

Try it on a typical condo

A mid-size urban condo, five years out

Starting reserve $1.5M · $500K/yr dues revenue · $420K/yr operating expenses · $1.5M of reserve-study capital work over five years. Switch on the levers your board actually controls and watch where the reserve lands.

5-year ending reserve$276KReserves tight — thin margin
$0HEALTHY TARGET · $1.0M202620272028202920302031$276K
Annual dues increase+5% compounding · $258K/yr → $329K/yr by 2031
5%
Operating expense growth+4% YoY · insurance, vendors, utilities · $217K/yr → $264K/yr by 2031
4%
Board member next stepTurn this scenario into a board-ready next step.

Send the reserve-planning context and keep the follow-up focused on board decisions.

Plan our next five years

About Biarritz

Biarritz is a condo building in Atlantic City, built in 1950. Located on S Iowa Avenue, the building offers elevator access and is situated near the beach and boardwalk area.

What we know

  • Property type: Condo
  • Year built: 1950
  • Address: 37 S Iowa Ave, Atlantic City, NJ 08401
  • Monthly dues: $215–$485/mo
  • Amenities: Elevator
  • Active listings: 2
  • Median sale price: $148K

Reserve health

Reserve health hasn’t been verified for Biarritz yet. Before you approve a budget, pay a special assessment, or close on a unit here, New Jersey law defines exactly what reserve records a condo must keep and what owners can request — see New Jersey condo reserve funding rules.

No reserve study or funding data has been verified for this community.

What’s still missing

To build a complete picture of this community, we’d need:

  • Total unit count
  • Management company
  • Reserve study date and reserve balance
  • Reserve funding percentage
  • Board roster
  • Assessment history

For board members

If you serve on this board, you can claim this page to add accurate information.

New Jersey laws that apply here

Condo board meeting notice

New Jersey condo board meeting notice rules, in plain language

How New Jersey's Condominium Act handles board meeting notice — 48 hours written advance notice plus physical posting on the property and filing with the business office, open meetings required except working sessions, and why owner participation remains at the board's discretion.

N.J.S.A. 46:8B-13 — New Jersey Condominium Act, bylaws and board meeting requirements Condo reserve funding

New Jersey condominium reserve funding rules, in plain language

How New Jersey's Condominium Act actually handles reserves — through mandatory fund-handling and accounting rules for reserve funds once identified, without itself imposing a reserve-study cadence or funding formula — and what that means for a board, owner, or buyer alongside the separate PREDFDA reserve-study overlay.

N.J.S.A. 46:8B-15(e) — New Jersey Condominium Act, reserve fund handling and accounting HOA board meeting notice

New Jersey HOA board meeting notice rules, in plain language

How New Jersey's Planned Real Estate Development Full Disclosure Act handles board meeting notice — 48 hours written advance notice for any meeting where a binding vote will be taken, open meetings required, and an annual schedule posting requirement.

N.J.S.A. 45:22A-46 and N.J.A.C. 5:26-8.12 — Planned Real Estate Development Full Disclosure Act and Radburn Law DCA regulations, executive board meetings Reserve funding

New Jersey HOA reserve funding rules, in plain language

How New Jersey's Planned Real Estate Development Full Disclosure Act and the 2024 Structural Integrity Law actually handle reserves — through a mandatory capital reserve study on a five-year cadence, a 30-year funding plan, credentialed preparer requirements, structural inspections for covered buildings, and a time-limited 85 percent reduced-funding option — and what that means for a board, owner, or buyer.

N.J.S.A. 45:22A-44.2 and 45:22A-44.3 (capital reserve study and reserve funding, as added by P.L. 2023, c. 214 and amended by P.L. 2025, c. 132) — Planned Real Estate Development Full Disclosure Act, plus C.52:27D-132.2 through 132.5 (structural inspections for covered buildings)

Is this your community?

Board members and property managers can claim this page to add photos, amenities, board roster, and reserve details. Make Biarritz look as good online as it does in person.

Claim this page

Next step

Need documents from Biarritz?

We can help you request reserve studies, budgets, and meeting minutes. Pick the option that fits.

I own here — request documents I'm buying — request documents