State laws
Texas reserve and disclosure rules
The Texas statutes and agency rules that govern reserves, budgets, and HOA disclosures — translated into plain language with the source cited. Not legal advice.
Texas HOA reserve funding rules, in plain language
Why Texas Property Code Chapter 209 is silent on HOA reserves — meaning the operative reserve obligation lives entirely in the dedicatory instruments, not in state statute — and what that document-driven regime means for a board, owner, or buyer.
Next step
Want to see how these Texas rules apply to a specific HOA?
Reading the rule is step one. Putting it against a real budget is step two — pick the option that fits and we'll start with the state already filled in.