State laws
Washington reserve and disclosure rules
The Washington statutes and agency rules that govern reserves, budgets, and HOA disclosures — translated into plain language with the source cited. Not legal advice.
Washington HOA reserve funding rules, in plain language
How Washington's RCW 64.90 reserve-study rule works after the June 11, 2026 SHB 2354 update, including annual updates, the three-year professional site-visit cycle, transition caveats, and the new middle-housing exemption.
Next step
Want to see how these Washington rules apply to a specific HOA?
Reading the rule is step one. Putting it against a real budget is step two — pick the option that fits and we'll start with the state already filled in.