Five-year reserve planning My HOA Budget

Coronado, California condo association

Unclaimed profile

Coronado Shores

Coronado Shores is a condo association in Coronado, California. This profile tracks monthly dues $801–$1,716/mo, 1400 units, built in 1970, reserve study status not yet verified, along with amenities, reserve question...

condo Public records Reserve health: Unknown Browse Coronado communities California reserve laws

Profile 56% complete — source gaps remain

HOA dues, reserve study, and community facts

Units 1400
Year built 1970
Monthly dues $801–$1,716/mo
Reserve health Unknown
Active listings 24
Median sale price $2.0M

Amenities

PoolSpaGymTennisBeach accessClubhouseConciergeElevator

Board and management

No board roster is listed in the cited sources.

Reserve study and funding

We do not have reserve study details on record for Coronado Shores. Review the editable example below before treating any forecast as community-specific.

Review editable example

5-year outlook

What changes this five-year example?

Special assessments can run into thousands per unit when major work outruns reserves. This starts with the known numeric values listed below, then lets you change every example before relying on the result for Coronado Shores.

Reserve-health labels, year built, and California law summaries are not used to change the solver numbers.

Editable assessment example Adjustable dues increases Five-year reserve projection
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Known values applied: unitCount -> unit count; duesRange lower bound -> annual dues revenue.

Editable examples, not community facts: starting reserve: editable example scaled from unit count at $15k/unit; annual operating expense: editable example scaled from annual revenue at 84%.

Local calculator

Five-year reserve projection from reviewed numbers

Start with the example, enter figures by hand, or review local files before applying values. Nothing here is uploaded or saved by MHB. This example is not a reserve study, a funding-sufficiency conclusion, or an assessment prediction.

5-year ending reserve$33.90MAbove example target

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Review documents or enter the same values by hand.

Files are read only in this browser, are not uploaded, and are not stored by MHB.

Scenario figures can be entered manually or read from local files.

Budget

Dues revenue, operating expense, and unit count.

Ready

Labeled dollar values. PDF, CSV, JSON, or text. 10 MiB max. Read locally only.

Reserve study

Starting reserve balance and scheduled capital work.

Ready

Labeled dollar values. PDF, CSV, JSON, or text. 10 MiB max. Read locally only.

Assessment history

Assessment amount and projected year.

Ready

Labeled dollar values. PDF, CSV, JSON, or text. 10 MiB max. Read locally only.

Enter figures manually

These whole-number fields match the document review fields. Changing them recomputes the projection immediately.

$0EXAMPLE TARGET - $1.0M202620272028202920302031$33.9M
Projection text equivalent
YearReserve balance
2026$21.00M
2027$23.22M
2028$25.53M
2029$27.80M
2030$30.63M
2031$33.90M
5%
4%

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Current ending balance$33.90M
Current lowest balance$23.22M2027
Ending deltaSave baseline

Save the current case before changing controls to compare ending balance, lowest balance, and yearly deltas.

Fields: manual entry fields; ending delta: 0; lowest delta: 0

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Send the reserve-planning context and keep the follow-up focused on board decisions.

Plan our next five years

About Coronado Shores

Coronado Shores is the largest beachfront condominium community on the Southern California coast — ten 15-story towers spanning 32 acres of Pacific shoreline on Coronado Island. The first tower (Cabrillo) was completed in 1970, and construction continued through 1978 when El Mirador, the ninth tower, finished. Each tower operates its own homeowners association with a dedicated manager, front desk staff, and building engineers, while the L&R Committee acts as an unincorporated master association overseeing shared amenities and common areas.

What we know

  • Units: 1,400+ across 10 towers (~135+ units per tower)
  • Year established: 1970–1978
  • Monthly dues: $801–$1,716/mo (varies by tower and unit size)
  • Amenities: 24-hour doormen, secured entry, health spa with full-service fitness club (sauna, showers), beach club, 3 heated pools and spas, 1 unheated pool and spa, 8 regulation tennis courts, Roeder Pavilion event venue
  • Active listings: ~24
  • Median sale price: ~$2.0M
  • Website: coronadoshores.org

The ten towers

Cabrillo, La Sierra, El Encanto, Las Flores, El Camino, La Princesa, El Conquistador, La Perla, El Mirador, and La Sierra Norte — each with its own association, board, and management.

Reserve health

Reserve health hasn’t been verified for Coronado Shores yet. Before you approve a budget, pay a special assessment, or close on a unit here, California law defines exactly what reserve records a community association must keep and what owners can request — see California HOA reserve funding rules.

Each tower maintains its own reserves independently, and financial details are not published publicly.

What’s still missing

  • Individual tower reserve study dates and balances
  • Board rosters for each tower
  • Special assessment history
  • Management company name (each tower self-manages)
  • Community photos

Verification note

This profile is based on the sources named in its profile footer. It has not been board-verified; confirm material facts directly with the association.

California laws that apply here

Reserve funding

California HOA reserve funding rules, in plain language

How California Civil Code § 5550 treats reserves under the Davis–Stirling Act, why the reserve study is mandatory on a fixed cycle, and what that means for a board, owner, or buyer actually reading the numbers.

Cal. Civ. Code § 5550 — Reserve study requirements

Profile verification status

This profile has not been claimed or verified by the board or property manager. Treat missing details as unknown, and confirm important facts directly with the association before relying on them.

Next step

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