Five-year reserve planning My HOA Budget

Seattle, Washington condo association

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Insignia Towers

Insignia Towers is a condo association in Seattle, Washington. This profile tracks monthly dues $600–$2,000/mo, 698 units, built in 2015, managed by CWD Group, reserve study status not yet verified, along with ameniti...

condo Public records Reserve health: No study on record Browse Seattle communities Washington reserve laws

Profile 67% complete — board members can fill in the rest

HOA dues, reserve study, and community facts

Units 698
Year built 2015
Monthly dues $600–$2,000/mo
Reserve health Check my risk
Management CWD Group
Active listings 13
Median sale price $750K

Amenities

PoolGymSaunaConciergeElevatorParking garageDog parkEV chargingRooftopClubhouse

Board and management

No board listed — who's managing your dues?

Board member? Claim this page

Reserve study and funding

Insignia Towers has no reserve study on record. Without one, there's no way to know if dues cover what's coming.

Check what's missing

5-year outlook

Will you get hit with a special assessment?

Special assessments can run into thousands per unit when major work outruns reserves. We model that risk for Insignia Towers based on reserve health, building age, and Washington requirements — so you see it coming before the board votes.

Special assessment risk Planned dues increases Reserve shortfall forecast
I am a...

Values used: scaled defaults where community data is unknown — starting reserve (scaled from unit count at $15k/unit); annual opex (scaled from revenue at 84%).

Try it on a typical condo

A mid-size urban condo, five years out

Starting reserve $1.5M · $500K/yr dues revenue · $420K/yr operating expenses · $1.5M of reserve-study capital work over five years. Switch on the levers your board actually controls and watch where the reserve lands.

5-year ending reserve$14.35MPlan is healthy
$0HEALTHY TARGET · $1.0M202620272028202920302031$14.3M
Annual dues increase+5% compounding · $5.03M/yr → $6.41M/yr by 2031
5%
Operating expense growth+4% YoY · insurance, vendors, utilities · $4.22M/yr → $5.14M/yr by 2031
4%
Board member next stepTurn this scenario into a board-ready next step.

Send the reserve-planning context and keep the follow-up focused on board decisions.

Plan our next five years

About Insignia Towers

Insignia Towers is a 698-unit twin-tower condo in Seattle by Bosa Development — the largest condo development in Seattle history, completed 2015. Two 41-story towers. Amenities include indoor lap pool, sauna, 7th-floor open-air park terrace, 41st-floor “Sky Retreat” lounge, co-working spaces, screening room, pet grooming, and EV charging.

What we know

  • Units: 698 across two 41-story towers
  • Year built: 2015
  • Address: 588 Bell St, Seattle, WA 98121
  • Management company: CWD Group
  • Monthly dues: $600–$2,000/mo
  • Amenities: Indoor lap pool, sauna, 7th-floor open-air park terrace, 41st-floor Sky Retreat lounge, co-working spaces, screening room, pet grooming, EV charging, dog park, rooftop deck, clubhouse, concierge, secure garage parking
  • Active listings: 13
  • Median sale price: $750K
  • Website: insigniacondos.com

Reserve health

Reserve health hasn’t been verified for Insignia Towers yet. Before you approve a budget, pay a special assessment, or close on a unit here, Washington law defines exactly what reserve records a community association must keep and what owners can request — see Washington HOA reserve funding rules.

What’s still missing

  • Reserve study date and reserve balance
  • Special assessment history
  • Board roster
  • Community photos

For board members

If you serve on the Insignia board, you can claim this page to add reserve data, your board roster, and community photos. A complete profile helps current owners and prospective buyers make informed decisions.

More Seattle communities

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Public records Escala
269 units $1,000–$2,500/mo condo

Washington laws that apply here

Reserve funding

Washington HOA reserve funding rules, in plain language

Why Washington HOA reserves sit inside an active statutory transition — legacy RCW 64.38 is repealed effective January 1, 2028 and the successor WUCIOA framework (RCW 64.90) is already in force for many communities — and what the dual-framework reality means for a board, owner, or buyer.

RCW 64.38 (legacy Homeowners' Associations chapter, repealed effective January 1, 2028) and RCW 64.90 (Washington Uniform Common Interest Ownership Act), including RCW 64.90.545 on reserve studies

Is this your community?

Board members and property managers can claim this page to add photos, amenities, board roster, and reserve details. Make Insignia Towers look as good online as it does in person.

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Next step

Need documents from Insignia Towers?

We can help you request reserve studies, budgets, and meeting minutes. Pick the option that fits.

I own here — request documents I'm buying — request documents